Experienced Bankruptcy Lawyer

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 In a Chapter 7 liquidation bankruptcy, also known as a “Fresh Start” bankruptcy, an eligible Debtor may completely eliminate all dischargeable debts including but not limited to credit cards, vehicle loans, medical bills, collection accounts, and payday loans. Chapter 7 bankruptcy immediately stops lawsuits, wage garnishments, bank account seizures, utility shutoffs, and the filing of liens. The Debtor may retain possession of property and assets that are below the Ohio exemption limits. An experienced bankruptcy lawyer can guide you through every step of the process.

 In a Chapter 13 reorganization bankruptcy, an eligible Debtor pays back their debts over a 36-to-60 month period. The Debtor submits a Plan that proposes to devote a certain amount of income each month to the Chapter 13 Plan. Chapter 13 bankruptcy is a useful tool for Debtors with regular income who are behind on mortgage or vehicle payments but wish to retain their home or vehicle. Chapter 13 bankruptcy may also be a useful option for individuals who filed a Chapter 7 bankruptcy in the past 8 years. A skilled bankruptcy attorney can advise you on whether or not Chapter 13 bankruptcy is your best option.

In a debt settlement, debtors resolve their debts directly with a creditor outside of a federal bankruptcy proceeding. Individuals facing financial hardship or emergency may be able to reach a settlement with one or all of their creditors. A finalized debt settlement can provide for either a one-time lump sum payment or affordable monthly payments. A debtor may reach a debt settlement agreement with either the original creditor or a collection agency collecting on behalf of the original creditor. 

If you are named as a Defendant in a lawsuit it is highly recommended that you retain an attorney to represent your interests in the court proceeding.  McNeil Law Firm, LLC has extensive experience in representing clients involved in litigation throughout Akron, Cuyahoga Falls, Massillon, and all of Northeast Ohio. 

McNeil Law Firm, LLC will provide comprehensive estate planning to meet your personal and financial goals. We work closely with each client to create a carefully crafted estate plan including the drafting of wills, trusts, powers of attorney, and deeds. 

If you are named as a defendant in a bankruptcy adversary proceeding, you will want legal representation from a firm that understands both bankruptcy law and litigation. McNeil Law Firm, LLC has extensive experience representing defendants in bankruptcy adversary proceedings.